Account for High Tax Rates, Use ETFs for Efficiency
Taxes are one of the most overlooked yet most critical factors in wealth creation. With changes to the tax code increasing the marginal tax rates on high income individuals, and the possibility these tax rates will increase further in the…
When You Can Tap Into Your IRA Without Penalty
Even those who are diligent in saving and planning for retirement can be faced with significant unplanned expenses that lead them to consider tapping into their IRA. Under most circumstances, any withdrawals from your IRA taken before age 59 ½…
Does Your Insurance Have You Covered?
Insurance is an important component of any good financial plan. It can be used to help protect both your loved ones and the assets you’ve worked to accumulate. Insurance decisions should be made based on your family’s age and economic…
Is Warren Buffett's Advice Right for You?
One of the world’s wealthiest and most well-known investors, Warren Buffett, is often asked how the average person should invest. His most common advice is to invest in a low cost S&P 500 index fund because of its propensity to…